Bonds originated between 2004 and 2008, mortgages from big 4 banks

Suburbs with the worst performing FSC loans

Suburb 2006 2007 2008 2009 2010 2011
% NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans)
Protea Park 0.0 (55) 1.4 (142) 0.9 (226) 13.0 (269) 27.7 (404) 28.7 (477)
Saxonsea 2.5 (121) 1.9 (211) 8.5 (340) 15.3 (437) 25.4 (751) 24.4 (881)
Ongegund 1.1 (92) 0.0 (111) 2.7 (220) 10.1 (326) 18.9 (445) 23.7 (485)
North End 3.4 (87) 7.1 (99) 4.5 (154) 10.2 (196) 12.7 (284) 22.7 (300)
Roosheuwel 0.0 (51) 0.0 (61) 0.0 (95) 9.1 (110) 17.0 (147) 20.8 (149)
Cason 0.0 (60) 0.0 (56) 0.0 (72) 13.1 (84) 33.7 (83) 20.8 (77)
Sherwood 7.9 (63) 1.3 (78) 2.0 (153) 6.3 (174) 13.5 (281) 19.9 (351)
Klipfontein Village 0.0 (54) 0.9 (108) 9.8 (153) 25.4 (177) 33.9 (180) 19.8 (162)
Jabavu 0.0 (58) 0.0 (114) 8.0 (150) 11.1 (190) 14.6 (212) 19.6 (199)
Bellevue East 0.0 (53) 11.7 (103) 12.2 (230) 20.1 (288) 17.1 (310) 18.7 (283)

NB: Sorted by %NPL in 2011


Suburbs with the worst performing Non-FSC loans

Suburb 2006 2007 2008 2009 2010 2011
% NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans)
Mitchells Plain 2.1 (187) 8.6 (395) 6.7 (849) 10.3 (1,128) 16.4 (7,078) 18.0 (9,200)
Vredenburg 0.6 (623) 0.9 (975) 3.5 (2,303) 5.5 (2,893) 13.2 (6,896) 14.6 (8,279)
Brits 1.4 (781) 1.5 (1,443) 4.3 (3,558) 8.2 (4,509) 13.9 (9,688) 13.6 (1,0871)
Brakpan 1.7 (976) 3.8 (1,833) 8.1 (3,262) 11.7 (3,951) 12.9 (11,065) 13.3 (13,629)
Krugersdorp 2.5 (709) 3.0 (1,275) 6.4 (2,932) 11.9 (3,668) 13.3 (9,720) 13.1 (11,623)
Grassy Park 1.6 (701) 3.8 (1,186) 5.8 (2,394) 8.6 (2,995) 12.6 (9,475) 12.9 (12,038)
Portlands 1.3 (300) 4.4 (724) 5.7 (1,318) 13.1 (1,745) 13.2 (6,039) 12.7 (7,571)
Germiston 0.2 (589) 2.8 (1,237) 7.2 (2,476) 10.4 (3,465) 12.8 (9,694) 12.6 (11,706)
Belhar 2.2 (417) 3.0 (889) 7.7 (1,695) 15.6 (2,147) 13.2 (8,398) 11.9 (10,424)
Kempton Park 1.2 (1,340) 3.5 (2,527) 6.1 (5,387) 10.7 (7,380) 11.7 (21,118) 11.9 (26,350)

NB: Sorted by %NPL in 2011

Bonds originated between 2009 and 2011, mortgages from big 4 banks

Suburbs with the worst performing FSC loans

Suburb 2009 2010 2011
% NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans)
Marble Hall EXT 6 0.0 (93) 8.1 (308) 17.3 (427)
Matshana 0.0 (69) 6.0 (398) 9.5 (493)
Weltevreden Valley 0.7 (137) 9.9 (797) 9.0 (1,136)
Khayelitsha 8.1 (185) 7.7 (1,249) 8.7 (2,178)
Eastridge 0.0 (51) 8.7 (254) 7.6 (369)
Pretoria Central 5.1 (118) 4.3 (766) 7.4 (1,077)
Beacon Valley 0.0 (52) 1.6 (374) 6.6 (590)
Atlantic Sands 4.9 (81) 2.6 (531) 6.5 (537)
Vergenoeg 0.0 (56) 0.0 (224) 6.3 (300)
Yeoville 9.4 (85) 5.0 (279) 5.9 (373)

NB: Sorted by %NPL in 2011


Suburbs with the worst performing Non-FSC loans

Suburb 2009 2010 2011
% NPL (Number of loans) % NPL (Number of loans) % NPL (Number of loans)
Sebokeng 8.0 (113) 9.8 (843) 10.2 (1,368)
Rocklands 0.0 (70) 9.1 (678) 7.6 (1,186)
Germiston 2.3 (128) 4.9 (2,237) 4.9 (4,167)
Phoenix 38.6 (101) 6.5 (1,573) 6.8 (2,711)
Mabopane 1.1 (174) 6.1 (1,124) 6.6 (1,688)
Mitchells Plain 0.0 (27) 5.3 (1,100) 6.6 (2,091)
Ermelo 4.3 (139) 7.1 (858) 6.2 (1,357)
Tembisa 7.1 (168) 6.0 (1,740) 6.0 (2,804)
Goodwood 6.8 (190) 7.0 (2,513) 5.8 (4,451)
Vosloorus 12.0 (100) 6.3 (811) 5.6 (1,258)

NB: Sorted by %NPL in 2011